Monthly Archives: April 2019

Debt Management Solutions It is not hard to find yourself in deep debt. You may take out a car loan, borrow money for educational expenses, buy a house, or go overboard with your credit cards. Whatever the reason, the amount you are left owing can be intimidating. The good news is that a debt management plan can help you create a budget and pay those overwhelming balances down. Here are four tips for debt management that everyone needs to know: Limit Your Spending by Using a Budget Calculator If you already owe a significant amount of money, you need to limit [...]

The Benefits of Debt Counseling There is a saying that money cannot buy happiness, but the person who said that likely was not staring at an empty bank account. While money may not buy happiness, it is definitely required to pay your bills. Not having money limits our options and can wreak havoc on our health. However, borrowing money can also create stress, too. The negative effects can appear as impaired cognitive functioning, low self-esteem, and limited ability to focus. Debt counseling can help your situation. Unfortunately, it is rare for a person to never suffer from money problems. Marriages fail, [...]

Here's How to Pay Off Debt Affordably Would it not be great if one day we woke up and our debt had just magically disappeared? Debt can seem overwhelming, especially if you are trying your best to pay it off but have a limited budget. Paying extra on debt may seem impossible or a waste of time, but most experts will tell you it is almost always better to make a small payment than no payment at all. Here are five tips on how to pay off debt affordably, even if you have a limited budget: Create a Payment Plan: When [...]