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Are you a Good Candidate for Debt Consolidation? Most of us would agree that having less debt is much better than having more debt. In fact, having lower balances correlates with having a higher credit score. There are a number of reasons that someone might consider consolidating debt. It definitely has its advantages. Debt consolidation can help you get out of debt and increase your credit score, but is it right for you? When it Makes Sense to Consolidate One of the main reasons people consider consolidating debt is when they have gotten in over their heads and want to make [...]