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Navigating Bankruptcy in Atlanta When bills begin to pile up and you find yourself unable to keep up with payments or even dodging calls from debt collectors, you may decide that it is time to look into bankruptcy. As you begin the bankruptcy process, you will have questions, concerns, and lots of paperwork to complete. Debt relief is just around the corner, but first, you will need to choose a bankruptcy chapter, assemble documentation of your finances, appear in court, and, if filing a Chapter 13, create a repayment plan. Your creditors will have the opportunity to object to your Chapter [...]

Pro Tips on How to Get Out Of Credit Card Debt It is no secret that credit card debt is a problem. In fact, over 45% of Americans have a balance on their credit card, with the average person having $6,375 in credit card debt. If you have credit card debt, there are a few steps that you can take to help eliminate that debt quickly. Continue reading for expert tips on how to get out of credit card debt. Pay off the card with the highest interest rate first: Any extra cash you have each month should be used to [...]

Are you a Good Candidate for Debt Consolidation? Most of us would agree that having less debt is much better than having more debt. In fact, having lower balances correlates with having a higher credit score. There are a number of reasons that someone might consider consolidating debt. It definitely has its advantages. Debt consolidation can help you get out of debt and increase your credit score, but is it right for you? When it Makes Sense to Consolidate One of the main reasons people consider consolidating debt is when they have gotten in over their heads and want to make [...]