What Can I Do About My Credit Card Debt?


It can be so easy to fall behind in credit card payments. Whether this issue accumulated slowly over time or a single serious event resulted in substantial debt, past due credit card payments can cause significant stress and concern; however, it is important to know that if you have accumulated significant credit card debt you do have options. At the Cornwell Law Firm, our experienced debt relief attorneys are here to explain your options and offer legal help. Call or contact our Duluth office today to schedule a free consultation of your case. File for Bankruptcy One option for eliminating credit [...]

What Can I Do About My Credit Card Debt?2021-09-22T11:58:25-04:00

What is an Automatic Stay?


For people overwhelmed with debt, filing for bankruptcy may be the best option. There are many benefits to filing for bankruptcy, and one of these advantages is the application of an automatic stay by the court during bankruptcy proceedings. At the Cornwell Law Firm, our experienced bankruptcy attorneys are here to help you through the process and answer your questions every step of the way. To learn more, call or contact our office today to schedule a consultation. How Does an Automatic Stay Work? An automatic stay is an order issued by the bankruptcy court that prevents creditors from continuing collection [...]

What is an Automatic Stay?2021-09-22T11:59:27-04:00

The Benefits of Alternative Dispute Resolution


When most people think of legal cases, they picture two sides arguing inside of a courtroom. However, one of the most popular methods for resolving disputes takes place outside of court and is known as alternative dispute resolution. If you are interested in learning more about alternative dispute resolution and whether it is right for your case, call or contact the Cornwell Law Firm today to schedule a consultation of your case with one of our knowledgeable attorneys. What is Alternative Dispute Resolution? Alternative dispute resolution (ADR) is a way of settling legal matters outside of the courtroom. Traditional litigation pits [...]

The Benefits of Alternative Dispute Resolution2021-09-22T11:58:40-04:00

How Can I Stop Wage Garnishment in 2021?


Creditors have many ways to collect on an unpaid debt, and one of the most common methods is through the use of wage garnishment. Many people live paycheck to paycheck and cannot afford to have a portion of their pay taken away from them by their creditors; however, an experienced Georgia bankruptcy attorney may be able to make them stop. If you would like to learn more about how you can stop wage garnishment in 2021 in the Duluth area, call the office or contact Cornwell Law Firm today. What is a Wage Garnishment? A wage garnishment, also known as income [...]

How Can I Stop Wage Garnishment in 2021?2021-08-11T11:54:15-04:00

Last Minute Options to Stop Georgia Home Foreclosure


Every month, over 80,000 new families go into home foreclosure across the United States. Home foreclosure can be a stressful, scary, and emotional experience, but it is not a situation that you need to face alone. The knowledgeable bankruptcy attorneys at the Cornwell Law Firm in Duluth have helped many families facing foreclosure and can walk you through your last-minute options. To learn more, call or contact the office today to schedule a consultation of your case. Short Sale If the property is worth less than the remaining mortgage, one option is to short sell the home. A lender may approve [...]

Last Minute Options to Stop Georgia Home Foreclosure2021-08-11T11:52:57-04:00

How a Bankruptcy Attorney Can Stop Your Car Repossession


Times have been hard for many people over the last year and a half, and when all of the bills cannot be paid, one of the most common loans that fall delinquent is the auto loan. Even a single missed payment on a car loan can result in repossession, but with the help of an experienced Georgia bankruptcy attorney, a vehicle owner can halt the repossession process. At the Cornwell Law Firm, our knowledgeable bankruptcy attorneys have helped many clients around the Duluth area avoid repossession of their vehicles. To learn more, call or contact our office today to schedule a [...]

How a Bankruptcy Attorney Can Stop Your Car Repossession2021-08-11T11:47:19-04:00

What is the Quickest Way to Recover from Bankruptcy?


Life after bankruptcy is not easy. You have a fresh start, but you also have a lot of repair work to do with your credit, which has most likely taken a huge hit during the process. The good news here is that there are ways to bounce back after bankruptcy. While filing bankruptcy clears you of any obligation to pay past debts, it also leaves a mark that will be on your credit report for up to ten years.  You can recover and start working on rebuilding your credit immediately after your bankruptcy is discharged and get back on track so [...]

What is the Quickest Way to Recover from Bankruptcy?2021-08-05T18:35:58-04:00

Common Misconceptions About Filing Bankruptcy


Filing bankruptcy is a relatively common -- and complex -- practice. In fact, according to the U.S. Courts website, nearly 13 million consumer bankruptcy cases were filed during a 12-year period spanning 2005 through 2017. Sixty-eight percent -- which is equivalent to 8.7 million -- of these were for Chapter 7 bankruptcy while 32 percent -- or 4.1 million -- were petitions for Chapter 13 bankruptcy. Nearly all of these filings were for consumer debt. 5 Bankruptcy Misconceptions Individuals Should Know Not surprisingly, there are a number of bankruptcy myths swirling around. These can make the process even more confusing than [...]

Common Misconceptions About Filing Bankruptcy2020-07-01T11:58:58-04:00

Life After Bankruptcy: What to Expect After Filing Chapter 7


Most people who have filed for bankruptcy experience an enormous sense of relief and hope once they realize they are no longer personally responsible for their mounting debts. With this relief, however, may come uncertainty about the future.  You now have a clean slate to move forward, or do you? Anyone examining your credit report will undoubtedly notice your bankruptcy filing. By handling your finances and purchases appropriately, you can not only rebuild your life but rebuild your credit as well. Here's what to know after filing chapter 7 and what to expect in life after bankruptcy. Budgeting is Crucial after [...]

Life After Bankruptcy: What to Expect After Filing Chapter 72020-01-07T12:43:06-05:00

Chapter 7 Income Limits and Bankruptcy Qualifications


In June 2019, consumer debt in the United States grew by 4.3 percent to $4.1 trillion, breaking the previous month's record of $4.09 trillion. The majority of non-revolving American debt is linked to education and auto loans. During the same time period, credit card debt totaled $1.072 trillion and accounted for approximately 26 percent of all debt. What happens when a family who lives paycheck to paycheck experiences a job loss, a medical emergency, or the need or urgent vehicle repairs? If you are someone who could be sent into a downward financial spiral by just one of these situations, you [...]

Chapter 7 Income Limits and Bankruptcy Qualifications2020-01-07T12:41:52-05:00
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