The Benefits of Alternative Dispute Resolution


When most people think of legal cases, they picture two sides arguing inside of a courtroom. However, one of the most popular methods for resolving disputes takes place outside of court and is known as alternative dispute resolution. If you are interested in learning more about alternative dispute resolution and whether it is right for your case, call or contact the Cornwell Law Firm today to schedule a consultation of your case with one of our knowledgeable attorneys. What is Alternative Dispute Resolution? Alternative dispute resolution (ADR) is a way of settling legal matters outside of the courtroom. Traditional litigation pits [...]

The Benefits of Alternative Dispute Resolution2021-09-22T11:58:40-04:00

Last Minute Options to Stop Georgia Home Foreclosure


Every month, over 80,000 new families go into home foreclosure across the United States. Home foreclosure can be a stressful, scary, and emotional experience, but it is not a situation that you need to face alone. The knowledgeable bankruptcy attorneys at the Cornwell Law Firm in Duluth have helped many families facing foreclosure and can walk you through your last-minute options. To learn more, call or contact the office today to schedule a consultation of your case. Short Sale If the property is worth less than the remaining mortgage, one option is to short sell the home. A lender may approve [...]

Last Minute Options to Stop Georgia Home Foreclosure2021-08-11T11:52:57-04:00

How to Stop Foreclosure on Your Home


Perhaps you had a medical emergency or unexpected medicals bills and healthcare costs. Maybe your spouse lost their job, or you had a string of bad luck. For whatever reason, you are struggling to make your mortgage payments. The home you once dreamed of owning could be in jeopardy of not being yours any more thanks to a legal process known as foreclosure. Below we outline tips on how to stop foreclosure on your home and what you do to prevent it. Tips on How to Stop Foreclosure Even though it may seem that there are no options other than to [...]

How to Stop Foreclosure on Your Home2019-11-18T17:13:04-05:00

Credit Counseling with a Bankruptcy Attorney


One portion of the bankruptcy process is education, in the form of credit counseling, which is intended to help reduce bankruptcy filings. This occurs before you file for bankruptcy by ensuring that you know your options for dealing with debt. After you file for bankruptcy, the education continues in an effort to help you learn to manage your money in a way that allows you to meet your financial obligations and stay out of bankruptcy court. Federal law requires that people filing bankruptcy first undergo credit counseling. This counseling must occur 180 days or less before filing for bankruptcy. In order [...]

Credit Counseling with a Bankruptcy Attorney2019-07-18T16:04:50-04:00

When is Filing for Personal Bankruptcy the Best Option?


Is Filing Personal Bankruptcy Right for You? The average Georgian carries over $7,000 in credit card debt, in addition to student loans, car loans, and mortgages. Debt, coupled with rising costs of living, can quickly become overwhelming and late or missed payments can begin to pile up. When calls from creditors begin, you may believe that bankruptcy is your only option, but how do you know when filing personal bankruptcy is the right choice for you? Debts Not Removed by Personal Bankruptcy There are two primary forms of bankruptcy used by individuals, Chapter 7 and Chapter 13. It is important to [...]

When is Filing for Personal Bankruptcy the Best Option?2020-08-04T13:52:09-04:00

Debt Consolidation Loans and Debt Stress


The vast majority of Americans carry some level of debt. When financial pressures are high, you may be searching for relief options. Due to the stigma attached to bankruptcy, a debt consolidation loan is a tempting alternative. Debt consolidation loans combine your existing debts into one payment, making it a bit easier to manage your payment and reducing your interest rate. Debt Consolidation Options There are two kinds of debt consolidation loans. One requires the use of your home as collateral. This option can put your home at risk. However, if you eventually need to file for Chapter 7 bankruptcy, this [...]

Debt Consolidation Loans and Debt Stress2019-06-10T11:31:42-04:00

Debt Management Tips & Best Practices


Debt Management Solutions It is not hard to find yourself in deep debt. You may take out a car loan, borrow money for educational expenses, buy a house, or go overboard with your credit cards. Whatever the reason, the amount you are left owing can be intimidating. The good news is that a debt management plan can help you create a budget and pay those overwhelming balances down. Here are four tips for debt management that everyone needs to know: Limit Your Spending by Using a Budget Calculator If you already owe a significant amount of money, you need to limit [...]

Debt Management Tips & Best Practices2019-05-20T09:47:43-04:00

How Debt Counseling Can Improve Your Quality of Life


The Benefits of Debt Counseling There is a saying that money cannot buy happiness, but the person who said that likely was not staring at an empty bank account. While money may not buy happiness, it is definitely required to pay your bills. Not having money limits our options and can wreak havoc on our health. However, borrowing money can also create stress, too. The negative effects can appear as impaired cognitive functioning, low self-esteem, and limited ability to focus. Debt counseling can help your situation. Unfortunately, it is rare for a person to never suffer from money problems. Marriages fail, [...]

How Debt Counseling Can Improve Your Quality of Life2019-05-20T09:48:05-04:00

How to Pay Off Debt Affordably


Here's How to Pay Off Debt Affordably Would it not be great if one day we woke up and our debt had just magically disappeared? Debt can seem overwhelming, especially if you are trying your best to pay it off but have a limited budget. Paying extra on debt may seem impossible or a waste of time, but most experts will tell you it is almost always better to make a small payment than no payment at all. Here are five tips on how to pay off debt affordably, even if you have a limited budget: Create a Payment Plan: When [...]

How to Pay Off Debt Affordably2019-05-20T09:48:19-04:00

How to Navigate Financial Hardship


Financial Hardship is all too Common While many Americans are celebrating the new year with lofty goals, others are just trying to pay the bills and hoping no financial emergency arises. In fact, only 66% of Americans could afford to spend $400 in an emergency, and only 39% of Americans say they could cover a $1,000 emergency expense. This means that the majority of Americans are only one car breakdown, injury, or other unexpected expense away from financial hardship. If you are one of the thousands of Americans facing financial hardship, there is hope and help. Navigating Financial Hardship Whether a [...]

How to Navigate Financial Hardship2019-03-28T15:22:17-04:00
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