Advice

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Dealing With Debt Collectors

2018-05-08T19:12:47+00:00

Harassing Debt Collection Can Be Stopped Harassment on the part of bill collectors is a common phenomenon now in the United States. It is estimated that close to 15 percent of Americans are receiving debt collection telephone calls. If you are having trouble with debts and collection calls, don't think you are the only person with this kind of problem. FDCPA or the Fair Debt Collection Practices Act makes it illegal for bill collectors to be abusive or unfair or to lie when they attempt to collect a debt. This is a federal law, and it applies to collection agencies, attorneys [...]

Dealing With Debt Collectors 2018-05-08T19:12:47+00:00

Are You a Good Candidate For Bankruptcy

2018-05-07T15:38:35+00:00

Are You A Good Candidate For Bankruptcy? Owing money does not feel good, especially when the amount feels overwhelming. Debtors sometimes feel like they are drowning, which leads them to consider bankruptcy. The problem is that many do not know this is an option they can consider. It is okay to feel unsure because bankruptcy is a tricky option that can seem confusing, but the following four signs may help you figure out if bankruptcy is right for you: Question 1: Exactly How Much Debt Are You In? The first sign that bankruptcy might be the right option for you is [...]

Are You a Good Candidate For Bankruptcy 2018-05-07T15:38:35+00:00

What Do I Need to Report When Filing for Bankruptcy?

2018-05-07T15:26:41+00:00

What Do I Need to Report When Filing for Bankruptcy? Consider the essential documents needed for filing Bankruptcy. Whether filing a Chapter 7 or Chapter 13 bankruptcy, the paperwork required is usually the same. In order to file the correct documents make sure you check your district as well as the trustee handling your bankruptcy. Listed below are the typical documentation needed for filing. Tax Returns It is probable that you will have to submit copies of your tax transcripts as well as your tax returns for the past 2 years. Additionally, you will need to provide a valid explanation for [...]

What Do I Need to Report When Filing for Bankruptcy? 2018-05-07T15:26:41+00:00

Credit Rebuilding After Bankruptcy

2018-05-07T15:27:54+00:00

Bankruptcy And Credit Rebuilding The fresh start they need to achieve financial stability is offered to many debtors by filing for bankruptcy, but once that process has been completed, it is necessary to rebuild your credit so you may enjoy future financial opportunities that will come up. After Bankruptcy, Take The Right Steps To Rebuild Credit At the successful completion of a bankruptcy case, the formal order entered is a bankruptcy discharge. This discharge is not just your ticket out of bankruptcy, but also the brand new beginning for you of a fresh financial start. It is so critical to build [...]

Credit Rebuilding After Bankruptcy 2018-05-07T15:27:54+00:00

Debts you cannot discharge

2018-05-07T15:29:20+00:00

Debts You Cannot Discharge When you find yourself totally overwhelmed by your debts, bankruptcy offers you a "fresh start". There are numerous reasons that people turn to bankruptcy, things like a serious illness, loss of a job, and so many other things one has no control over. Of course, there are times that irresponsibility or horrible decisions can be behind the filing of bankruptcy. The law does it's best to balance the scale between the interest of the creditors involved and the need for a fresh start. The fact is however that so many people do not understand that all types [...]

Debts you cannot discharge 2018-05-07T15:29:20+00:00

What Happens if my Case Gets Dismissed

2018-05-07T15:30:06+00:00

What Happens if my Case Gets Dismissed? Filing for bankruptcy is important if you have outstanding debts and you need more time to pay up. But how can you handle it if your bankruptcy case was denied and you know you need it to survive? If this happens to you, just know that all hope is not lost as there may be other options to explore for you to smile again if you act quickly. These options are meant to be taken seriously and quickly too. If you are quick to act, there may be a reconsideration of the dismissal. Inadequate [...]

What Happens if my Case Gets Dismissed 2018-05-07T15:30:06+00:00

5 Must Haves in a bankruptcy lawyer

2018-05-07T15:30:53+00:00

5 Must Haves in a Bankruptcy Attorney Bankruptcy lawyers often make a kill during tough economic times. However, their clients, most of who know very little about the process and lack time to find out, are the ones who lose out. To avoid being part of this statistics, there are a couple of must-haves on your list when dealing with bankruptcy lawyers. Client's checklist: Get value for your money and nothing less Work with a real bankruptcy expert The expert must be aware of code changes Avoid shoddy lawyers Ensure the lawyer is someone you can establish a comfortable professional relationship [...]

5 Must Haves in a bankruptcy lawyer 2018-05-07T15:30:53+00:00

What Can I keep After a Bankruptcy?

2018-05-07T16:07:50+00:00

Protecting Properties From Creditors After Bankruptcy Legally speaking, what are the properties that can be kept after bankruptcy? Upon declaration of and qualification for bankruptcy, the first thing that comes to mind is how to save specific properties such as house, vehicles, retirement account, life pensions or annuities, and other personal items as well. This is the reason why most individuals who intend to declare bankruptcy would rather put the declaration on hold for the time being. However, putting off bankruptcy for a considerable length of time may result to creditors acquiring judgments against your properties which may result to levies [...]

What Can I keep After a Bankruptcy? 2018-05-07T16:07:50+00:00

Should I file for Bankruptcy?

2018-05-07T16:20:53+00:00

Bankruptcy: Can it provide freedom? In today's economy, finances are closely monitored in the family household. From budgeting for food, entertainment, car payments or other financial responsibilities it can get a little overwhelming. Now trying to manage that along with the everyday needs of caring for children, spouses and even pets might raise your blood pressure level a little. Anxiety, as defined by Merriam-Webster, is fear or nervousness about what might happen. Let's take a few unexpected things that could happen: Injury to family or pet Death of a loved one Loss of job or income All of these would qualify [...]

Should I file for Bankruptcy? 2018-05-07T16:20:53+00:00

Bankruptcy Myths

2018-05-07T16:38:50+00:00

Bankruptcy Facts vs. Fiction/ Bankruptcy Myths Busted The most common bankruptcy myths are broken down by Attorney Keith Cornwell. Included in these are those debt tall tales that create such fear among those individuals applying for bankruptcy. Myth: It is TOO LATE to file for bankruptcy if a creditor has SUED you. Truth: Bankruptcy will put an immediate STOP to a foreclosure, lawsuit, levy and/or wage attachment, and a sheriff sale. The Automatic Stay of the Bankruptcy Code, under section 362, is a very powerful provision. All of a debtor's creditors are directed to cease all collection activities, by this Section [...]

Bankruptcy Myths 2018-05-07T16:38:50+00:00
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