Debt Collection

/Debt Collection

​What are my Options Before and After Car Repossession?

2019-02-28T15:23:07-05:00

What to Do if You are Facing Car Repossession If you are behind on your car payments, in many cases, your lender can repossess your vehicle without giving you any type of notice. However, bankruptcy can help stop the repossession and can even help you get your car back if it has already been repossessed. Bankruptcy Automatic Stay As soon as you file for bankruptcy, an automatic stay goes into effect. This means that your creditors must stop all attempts to collect their debts from you. They can not call you, move forward with a lawsuit, sell, repossess, or foreclose on [...]

​What are my Options Before and After Car Repossession?2019-02-28T15:23:07-05:00

Is Credit Card Debt Dischargeable?

2019-02-18T13:56:14-05:00

Credit Card Debt and Bankruptcy Credit card debt is one type of debt that can typically be discharged when you file for bankruptcy. However, you are not allowed to file for bankruptcy on credit card debt alone while leaving your other types of debt out of the bankruptcy. If you file for bankruptcy, you are legally obligated to report all debts from all sources. The court will then decide which debts will be discharged and which will not. Bankruptcy and Debts When you file bankruptcy, you will be required to make a list of all debts you owe to all creditors. [...]

Is Credit Card Debt Dischargeable?2019-02-18T13:56:14-05:00

​Why You Need an Attorney to Negotiate Your Debt Settlement

2019-02-28T15:19:14-05:00

How to Handle Your Debt Settlement Case If you are struggling to make ends meet and pay all your bills, you may be wondering if hiring an attorney or a debt settlement company to negotiate with your creditors would be a good idea. As a general rule, an attorney experienced in debt settlement negotiations will always be your best option rather than a debt settlement company. However, you need to make sure that you are hiring a legitimate legal firm rather than a debt settlement company that is representing itself as a law firm. What Debt Settlement Companies Claim Debt settlement [...]

​Why You Need an Attorney to Negotiate Your Debt Settlement2019-02-28T15:19:14-05:00

Understanding Debt Collection Laws

2019-02-18T12:09:24-05:00

Are You Being Harassed by a Debt Collection Agency? We can Help When you fail to pay a debt, it is not uncommon for the party you owe to turn the debt over to a collection agency. However, state and federal laws regulate how these debts may be collected. All debt collectors must adhere to the standards of the Fair Debt Collection Practices Act, and at the same time, in Georgia, there are additional laws that the state has in place that must also be followed. Georgia Debt Collection Laws The Office of Consumer Affairs regulates the laws of debt collection in Georgia. These [...]

Understanding Debt Collection Laws2019-02-18T12:09:24-05:00

​​What is Bad Debt and How do I Get Rid of it?

2019-02-18T12:09:15-05:00

What You Should Do If You Have Bad Debt Bad debt happens when one party loans money to another party, but the party borrowing the money fails to repay the debt as agreed upon. For example, the borrower failed to make monthly payments as agreed or completely defaults on the loan completely. This makes the debt bad because the lender loses a portion of their investment. This type of debt is particularly a problem for both non-business and business lenders. Instead of providing a return on their investment, a bad debt situation creates legal and financial issues and often stalls income. That makes it imperative [...]

​​What is Bad Debt and How do I Get Rid of it?2019-02-18T12:09:15-05:00

​Tips For Dealing with Debt Collectors and Creditors

2019-02-28T15:23:16-05:00

How to Handle Debt Collectors & Creditors Have you ever forgotten or been unable to pay a bill and had it go to collection? It happens from time to time, but there is no need to panic. When you are dealing with debt collectors and creditors, you still have rights due to the Fair Debt Collection Practices Act. If you are dealing with such issues, there are a few things that you need to know when debt collectors and creditors come knocking at your door or calling you on the phone. Request the Information in Writing: A debt collector, within five days of contacting [...]

​Tips For Dealing with Debt Collectors and Creditors2019-02-28T15:23:16-05:00

Dealing With Debt Collectors

2018-05-08T19:12:47-05:00

Harassing Debt Collection Can Be Stopped Harassment on the part of bill collectors is a common phenomenon now in the United States. It is estimated that close to 15 percent of Americans are receiving debt collection telephone calls. If you are having trouble with debts and collection calls, don't think you are the only person with this kind of problem. FDCPA or the Fair Debt Collection Practices Act makes it illegal for bill collectors to be abusive or unfair or to lie when they attempt to collect a debt. This is a federal law, and it applies to collection agencies, attorneys [...]

Dealing With Debt Collectors2018-05-08T19:12:47-05:00
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