Dealing With Debt Collectors

2020-07-28T16:55:09-04:00

Harassing Debt Collection Can Be Stopped Harassment on the part of bill collectors is a common phenomenon now in the United States. It is estimated that close to 15 percent of Americans are receiving debt collection telephone calls. If you are having trouble with debts and collection calls, don't think you are the only person with this kind of problem. FDCPA or the Fair Debt Collection Practices Act makes it illegal for bill collectors to be abusive or unfair or to lie when they attempt to collect a debt. This is a federal law, and it applies to collection agencies, attorneys [...]

Dealing With Debt Collectors2020-07-28T16:55:09-04:00

Are You a Good Candidate For Bankruptcy

2019-02-28T15:21:51-05:00

Are You A Good Candidate For Bankruptcy? Owing money does not feel good, especially when the amount feels overwhelming. Debtors sometimes feel like they are drowning, which leads them to consider bankruptcy. The problem is that many do not know this is an option they can consider. It is okay to feel unsure because bankruptcy is a tricky option that can seem confusing, but the following four signs may help you figure out if bankruptcy is right for you: Question 1: Exactly How Much Debt Are You In? The first sign that bankruptcy might be the right option for you is [...]

Are You a Good Candidate For Bankruptcy2019-02-28T15:21:51-05:00

Student Loan Bankruptcy

2018-05-07T15:25:45-04:00

Student Loans and Bankruptcy The number of students facing student loan debt has increased manifold. Education has become expensive and it is not possible for everyone to finance it. It has resulted in a large number of student loan debts. However, it is not all bad news. Now there are various ways to deal with student loans. Even when a student is under default and facing bankruptcy, there are effective measures that help rehabilitate the student loan. Know the Type of Loan You Have Borrowed This is the first step in determining if you are eligible for loan relief consideration. There [...]

Student Loan Bankruptcy2018-05-07T15:25:45-04:00

What Do I Need to Report When Filing for Bankruptcy?

2020-07-28T17:01:41-04:00

What Do I Need to Report When Filing for Bankruptcy? Consider the essential documents needed for filing Bankruptcy. Whether filing a Chapter 7 or Chapter 13 bankruptcy, the paperwork required is usually the same. In order to file the correct documents make sure you check your district as well as the trustee handling your bankruptcy. Listed below are the typical documentation needed for filing. Tax Returns It is probable that you will have to submit copies of your tax transcripts as well as your tax returns for the past 2 years. Additionally, you will need to provide a valid explanation for [...]

What Do I Need to Report When Filing for Bankruptcy?2020-07-28T17:01:41-04:00

Credit Rebuilding After Bankruptcy

2018-05-07T15:27:54-04:00

Bankruptcy And Credit Rebuilding The fresh start they need to achieve financial stability is offered to many debtors by filing for bankruptcy, but once that process has been completed, it is necessary to rebuild your credit so you may enjoy future financial opportunities that will come up. After Bankruptcy, Take The Right Steps To Rebuild Credit At the successful completion of a bankruptcy case, the formal order entered is a bankruptcy discharge. This discharge is not just your ticket out of bankruptcy, but also the brand new beginning for you of a fresh financial start. It is so critical to build [...]

Credit Rebuilding After Bankruptcy2018-05-07T15:27:54-04:00

Debts you cannot discharge

2018-05-07T15:29:20-04:00

Debts You Cannot Discharge When you find yourself totally overwhelmed by your debts, bankruptcy offers you a "fresh start". There are numerous reasons that people turn to bankruptcy, things like a serious illness, loss of a job, and so many other things one has no control over. Of course, there are times that irresponsibility or horrible decisions can be behind the filing of bankruptcy. The law does it's best to balance the scale between the interest of the creditors involved and the need for a fresh start. The fact is however that so many people do not understand that all types [...]

Debts you cannot discharge2018-05-07T15:29:20-04:00

What Happens if my Case Gets Dismissed

2018-05-07T15:30:06-04:00

What Happens if my Case Gets Dismissed? Filing for bankruptcy is important if you have outstanding debts and you need more time to pay up. But how can you handle it if your bankruptcy case was denied and you know you need it to survive? If this happens to you, just know that all hope is not lost as there may be other options to explore for you to smile again if you act quickly. These options are meant to be taken seriously and quickly too. If you are quick to act, there may be a reconsideration of the dismissal. Inadequate [...]

What Happens if my Case Gets Dismissed2018-05-07T15:30:06-04:00

5 Must Haves in a bankruptcy lawyer

2018-05-07T15:30:53-04:00

5 Must Haves in a Bankruptcy Attorney Bankruptcy lawyers often make a kill during tough economic times. However, their clients, most of who know very little about the process and lack time to find out, are the ones who lose out. To avoid being part of this statistics, there are a couple of must-haves on your list when dealing with bankruptcy lawyers. Client's checklist: Get value for your money and nothing less Work with a real bankruptcy expert The expert must be aware of code changes Avoid shoddy lawyers Ensure the lawyer is someone you can establish a comfortable professional relationship [...]

5 Must Haves in a bankruptcy lawyer2018-05-07T15:30:53-04:00

The Bankruptcy Process

2018-05-07T15:18:50-04:00

The Bankruptcy Process Beginning the bankruptcy process means itemizing your income sources. The Cornwell Law Firm is here to assist you. You need to list - Monthly Living Expenses Property  Debts  Major Financial Transactions  Tax Returns (two years back)  Deeds/ Car titles  Loan Documents Filing Bankruptcy After gathering all this information, by yourself or with the help of an attorney, you need to decide what property you think may be exempt from seizure according to the Georgia law exemptions. To start the filing you or an attorney need to file the normal 2-page petition along with several other forms down at [...]

The Bankruptcy Process2018-05-07T15:18:50-04:00

Types of Debt

2018-05-07T15:46:25-04:00

LAWRENCEVILLE AND ALL OF GWINNETT COUNTY - TYPES OF DEBT The type of bankruptcy filed for depends on the nature of the debt, however, an experienced Bankruptcy Lawyer such as Keith Cornwell will explain the situation more clearly. When trying to locate an attorney, you should look for a lawyer who will lighten the burden of debt and put you in a better financial position. Attorney Keith Cornwell is a skilled debt adviser. He will work with you to help to reduce or eliminate unmanageable business debt or consumer debts. Unsecured versus Secured Debt Residents of Georgia should understand the different [...]

Types of Debt2018-05-07T15:46:25-04:00
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