Chapter 7 vs Chapter 13 Bankruptcy: What You Need to Know


Crushing debt and the feeling of being unable to pay your bills can lead you to look for a way to reduce or eliminate your debt. All bankruptcy cases are handled by federal courts, though states have some control over portions of the process. This can make the process of filing for bankruptcy seem just as insurmountable as your pile of bills. Understanding the aspects of Chapter 7 vs Chapter 13 is critical for your success in the bankruptcy process. As you begin researching your bankruptcy options, you will see that you may have multiple options. As an individual, you can [...]

Chapter 7 vs Chapter 13 Bankruptcy: What You Need to Know2020-01-07T12:36:35-05:00

Filing Bankruptcy: A Simple Guide to How Bankruptcies Work


Bankruptcy is primarily controlled by federal law, with all bankruptcy cases heard in a federal court. However, each state does have its own rules and procedures. Below we will outline steps to filing bankruptcy as well as how bankruptcies work in Georgia. Bankruptcy Options in Georgia Understanding how bankruptcies work can be very complex. If you cannot keep up with your bills and believe that bankruptcy is your best option, you still have decisions to make. The primary decision to make is which form of bankruptcy to file. Chapter 7 and Chapter 13 bankruptcies are most common for consumers. An experienced [...]

Filing Bankruptcy: A Simple Guide to How Bankruptcies Work2020-08-04T13:52:50-04:00

Credit Counseling with a Bankruptcy Attorney


One portion of the bankruptcy process is education, in the form of credit counseling, which is intended to help reduce bankruptcy filings. This occurs before you file for bankruptcy by ensuring that you know your options for dealing with debt. After you file for bankruptcy, the education continues in an effort to help you learn to manage your money in a way that allows you to meet your financial obligations and stay out of bankruptcy court. Federal law requires that people filing bankruptcy first undergo credit counseling. This counseling must occur 180 days or less before filing for bankruptcy. In order [...]

Credit Counseling with a Bankruptcy Attorney2019-07-18T16:04:50-04:00
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