​What are my Options Before and After Car Repossession?

2019-02-28T15:23:07-05:00

What to Do if You are Facing Car Repossession If you are behind on your car payments, in many cases, your lender can repossess your vehicle without giving you any type of notice. However, bankruptcy can help stop the repossession and can even help you get your car back if it has already been repossessed. Bankruptcy Automatic Stay As soon as you file for bankruptcy, an automatic stay goes into effect. This means that your creditors must stop all attempts to collect their debts from you. They can not call you, move forward with a lawsuit, sell, repossess, or foreclose on [...]

​What are my Options Before and After Car Repossession?2019-02-28T15:23:07-05:00

​What to Consider Before Filing Bankruptcy

2019-02-28T15:20:58-05:00

Important Points to Consider if You are Thinking About Filing Bankruptcy Bankruptcy can seem like you are pushing a button to reset your finances. If you are considering bankruptcy, you need to know that that fresh start comes with a set of liabilities and gifts. Here are 10 things to think about if you are considering filing bankruptcy. There are two main kinds of personal bankruptcy: Chapter 7 allows you to walk away from your debts entirely and is used by people whose debts are too high or income so low that they do not have money for a payment plan [...]

​What to Consider Before Filing Bankruptcy2019-02-28T15:20:58-05:00

Is Credit Card Debt Dischargeable?

2019-02-18T13:56:14-05:00

Credit Card Debt and Bankruptcy Credit card debt is one type of debt that can typically be discharged when you file for bankruptcy. However, you are not allowed to file for bankruptcy on credit card debt alone while leaving your other types of debt out of the bankruptcy. If you file for bankruptcy, you are legally obligated to report all debts from all sources. The court will then decide which debts will be discharged and which will not. Bankruptcy and Debts When you file bankruptcy, you will be required to make a list of all debts you owe to all creditors. [...]

Is Credit Card Debt Dischargeable?2019-02-18T13:56:14-05:00

​How to Challenge a Mortgage Foreclosure

2019-02-28T15:24:31-05:00

Can I Successfully Challenge My Mortgage Foreclosure? In the past, it was relatively rare to be able to form a successful defense against real estate bankruptcy or mortgage foreclosure. However, since the foreclosure crisis, many homeowners have been able to challenge foreclosure actions successfully. This is due in part to emerging evidence that the mortgage servicing industry has been making a multitude of errors. Because of such evidence, courts have shifted their sympathies from the mortgage industry to homeowners. Homeowners and the attorneys representing them may now be able to take advantage of this judicial attitude change and challenge a foreclosure. [...]

​How to Challenge a Mortgage Foreclosure2019-02-28T15:24:31-05:00

What are the Alternatives to Bankruptcy?

2019-02-28T15:20:50-05:00

Understanding Alternatives to Bankruptcy Many people do not want to declare themselves bankrupt, and in some situations, it is not the best option either. Luckily there are plenty of alternatives to bankruptcy, and an experienced attorney will be able to advise you what those options are. A consultation with an attorney at the Cornwell Law Firm can help you determine if any of the following alternatives to bankruptcy might be the best option for you. Debt Settlement: In some situations, creditors and lenders will work with their debtors to create a debt settlement. These settlements are often given to individuals who [...]

What are the Alternatives to Bankruptcy?2019-02-28T15:20:50-05:00

​Why You Need an Attorney to Negotiate Your Debt Settlement

2019-02-28T15:19:14-05:00

How to Handle Your Debt Settlement Case If you are struggling to make ends meet and pay all your bills, you may be wondering if hiring an attorney or a debt settlement company to negotiate with your creditors would be a good idea. As a general rule, an attorney experienced in debt settlement negotiations will always be your best option rather than a debt settlement company. However, you need to make sure that you are hiring a legitimate legal firm rather than a debt settlement company that is representing itself as a law firm. What Debt Settlement Companies Claim Debt settlement [...]

​Why You Need an Attorney to Negotiate Your Debt Settlement2019-02-28T15:19:14-05:00
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