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Residents of Georgia that file for bankruptcy protection under Chapter 13 will be expected to put forward a sound debt repayment plan. A Bankruptcy attorney can develop a court supervised plan for an individual debtor with a regular source of income. The detailed plan must outline how creditors will be repaid during the forthcoming three to five years. The plan will be based on income, debt and the amount unsecured creditors would have received if you had chosen to file for bankruptcy under Chapter 7.
Chapter 13 is making a plan. The plan has to be court-approved, and it allows you to repay debts on your own terms while being legally protected from creditors. Chapter 13 usually requires the help of a professional bankruptcy attorney.
A Bankruptcy attorney will offer advice, but in general, Chapter 13 bankruptcy may work better than Chapter 7 if...
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It is important to note that a car loan on a new or used auto cannot be crammed down if the vehicle was bought thirty months before filing for bankruptcy. Personal property is also subject to other cram down restrictions.
An experienced Duluth Bankruptcy Lawyer will be able to support your cause. The Chapter 13 bankruptcy laws are complex, but the Cornwall Law Firm will analyze your situation and create a manageable Chapter 13 repayment schedule.
Attorney Keith Cornwell help people to file for bankruptcy under the bankruptcy code. Contact us to chat about bankruptcy or to discuss debt repayment. You will be offered a free initial consultation with an experienced Bankruptcy Lawyer. Email the firm today, or call (404) 791-4449.
Cornwell Law FIrm
2180 Satellite Blvd, Suite 400
Duluth, Ga, 30097
Fax: +1 987-123-456
FREE CONSULTATION - CALL 404 791 4449
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